Maribel's treasure (Contest entry)

Create an image with the character from the Image 1. Wide shot. Dutch angle. The scene takes place underwater, the lighting is dim. Include various sea creatures in the background. Include a coral reef in the image. Include a large seashell in the image, the seashell is open, there is a pearl inside of the seashell. The pearl is large, it is shining brightly. The girl from Image 1 is floating, she is curious, she is leaning towards the pearl.