1.0 will work fine for her main outfit. I suggest between 0.8~0.6 for changing to a different set of clothing, and and around 0.5 plus negative clothing prompts for "clean" nudity. For version 0.3β 0.8 is fine for most nudity.
Her default look will come easily, but using words like: fur trim, necktie, black gloves, thighhighs can help a little.
