wedgie, atomic wedgie, underwear over head, underwear pulled over head, covered head, covered face, covered eyes, covered nose
Works best with angles from behind, above, or the side. If character is wearing pants/skirt add "buttcrack" to prevent underwear appearing over their pants. If character is bottomless add "bare ass" to prevent two pairs of underwear appearing. As an example here's the prompt for the cover image: 1girl, solo, classroom, on floor, from above, lying on side, struggling, yelling, motion lines, panic, blush, open mouth, single fang, hands on own head, asscrack, buttcrack, natsuki, pink hair, short hair, hair ornament, two side up, small breasts, blazer, brown sweater, collared shirt, neck ribbon, blue skirt, white kneehighs, wedgie, atomic wedgie, underwear over head, underwear pulled over head, covered head, covered face, covered eyes, covered nose, covered hair Natsuki | Illustrious LORA at 0.8 Full Atomic Wedgie at 1.5 Persona Style Checkpoint as the model which I recommend